Simplified EB-5 Financing

Apply for a Loan to Support Your USCIS-Compliant EB-5 Investment Today.

Secure a Fixed Rate Loan Starting at Just 7.99% APR (Including All Discounts) for $50k up to $600k EB-5 Personal Loan.

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EB-5 OVERVIEW

What is an EB-5 Loan?

An EB-5 Loan is an unsecured personal financing option designed for individuals seeking to invest in an EB-5 project. These loans are characterized by the following features:

  • Loan Amounts: EB-5 Loans are available for various amounts, typically ranging from $50,000 to $600,000.
  • Fixed Terms and Interest Rates: They come with fixed terms, fixed interest rates, and a structured monthly payment schedule, providing borrowers with predictability and stability in their financial commitments.
  • No Collateral Required: Unlike many other types of loans, EB-5 Loans typically do not require collateral, reducing the need for borrowers to pledge assets as security.
  • Competitive Interest Rates: EB-5 Loans often offer lower interest rates when compared to most credit cards, making them a cost-effective financing option.

Purpose: These loans are instrumental in assisting investors to expedite their filing process, unlock capital that might otherwise be tied up, or address unexpected financial situations related to their EB-5 investments.

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What We Offer

Advantages of an EB-5 Loan with Barnum Capital

Barnum Capital stands out as the sole lender with specialized knowledge in personal loans, EB-5 investments, and real estate private equity within the industry. Our application procedure is straightforward and fully compliant with USCIS regulations.

The Pioneers in EB-5 Financing

Barnum Capital, a Connecticut based licensed financial lending company, is at the forefront of providing loans for alternative investments within the EB-5 industry.

In Full Compliance with USCIS

Every loan adheres to the source of funds documentation mandated by the EB-5 RIA Act of 2022. It’s worth noting that USCIS initiated the acceptance of unsecured loans in 2019, a practice formalized within the RIA.

A Seasoned EB-5 Team

Barnum Capital, boasts a decade-long track record of experience and an impeccable 100% approval rate on all adjudicated EB-5 petitions.

Straightforward Loan Procedure

Once your loan application is approved, the funds are seamlessly transferred to the EB-5 project on your behalf, accompanied by all essential documentation required for your I-526 petition.
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GETTING STARTED

Understanding the EB-5 Visa Program

The EB-5 Visa Program provides an opportunity for investors who may not have the means to participate or have their funds tied up in illiquid assets to apply for a loan that meets all USCIS requirements. This allows a wider range of individuals to explore the benefits of the EB-5 program.

Step 1: Prequalify for an EB-5 Personal Loan

Arrange a consultation with a Loan Specialist to initiate the prequalification process for an EB-5 personal loan.

Step 2: Application Completion

When you’re prepared, proceed to complete your loan application with the guidance of Barnum Capital’s loan consultants.

Step 3: Funding Receipt

Upon signing the necessary documents, your funds will be promptly deposited into your account.

Step 4: Submit Your Form I-526

Initiate the process by submitting your Form I-526 petition, marking the beginning of your journey towards obtaining a permanent green card.

Why Choose Barnum Capital?

Barnum Capital stands out as a specialty lender with a distinct focus on offering alternative financing solutions to EB-5 Investors who aspire to engage in the EB-5 visa program.

Barnum Capital Connecticut based licensed finance lending company, is at the heart of our operations. Barnum Capital, along with its affiliated entities, has been actively engaged in the EB-5 immigration investment program since 2016. Our experienced executives have played pivotal roles in managing real estate developments, and successfully deploying to EB-5 capital. With a strong track record and expertise in the field, Barnum Capital is your trusted partner for EB-5 financing.

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FAQs

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What is an EB-5 Loan?

An EB-5 loan is a that typically ranges from $50k-$600k. It is different from any other loans in a way that you are only permitted to use an EB-5 loan for your EB-5 visa investment. Typically, the EB-5 loan is unsecured and has a fixed term, a fixed interest rate, and a regular monthly payment schedule. Collateral is usually not required.

What can EB-Loans be used for?
The EB-5 loan is exclusively meant for supporting an EB-5 Project Investment.
What are requirements for EB-5 Loan?
When applying for EB-5 loans, whether online or at your financial institution, it’s essential to meet the lender’s eligibility criteria. Since most personal loans are unsecured, meaning they don’t require collateral, these criteria serve to assure the lender that you have the capacity to repay the loan. Lenders typically assess various factors, including your credit score, income, and debt-to-income ratio, among others. While there is no specific minimum credit score requirement to secure an EB-5 loan, it’s important to note that lower credit scores may impact your eligibility, loan terms, or interest rate, depending on the policies of your chosen lender.
How do I determine the anticipated monthly installments for an EB-5 personal loan?
Please complete a Loan Application Form and schedule a call with a Barnum Capital Loan specialist to assist in qualifying you and determining your projected monthly payments.
Does my EB-5 loan considered an eligible source of funds for my EB-5 Visa application?
USCIS mandates that all EB-5 loans obtained from a non-bank lender must have verifiable source of funds documentation. Barnum Capital offers comprehensive loan documentation, source of funds documentation, and a clear path of funds documentation that can be submitted to your immigration attorney for the filing of your I-526 petition. The Barnum Capital team is also available to provide assistance in the event that you receive a Request for Further Evidence (RFE).
What happens if my I-526 petition is denied?
The procedures for handling an I-526 denial are specified within the private placement memorandum and limited partnership agreement linked to your EB-5 investment fund.
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Are Barnum Capital EB-5 Loans fixed or variable rate interest loan?
Typically, Barnum Capital loans are fixed rate loans.
Are Barnum Capital EB-5 Loans secured or unsecured?
The Barnum Capital EB-5 Loan is an unsecured loan. This means that you do not need to provide collateral for the loan.
What are the borrowing limits with Barnum Capital?

The Barnum Capital EB-5 Loan allows for a minimum borrowing amount of $50k in most states and a maximum of $600k.

What occurs if my EB-5 investment experiences financial losses or is unable to meet the minimum investment requirement set by USCIS?
All EB-5 investments are considered at-risk, and there is no assurance of success. In the event that the redemption exceeds your EB-5 loan amount, your loan will be settled first, and any remaining funds will be transferred to your designated bank account. However, if the redemption falls short of the loan amount, your loan will be partially paid off, and you will be responsible for fulfilling the remaining loan obligation over the remaining loan term.
Does initiating an application for an EB-5 loan have an impact on my credit score?
If you decide to proceed with a loan application and grant authorization, we will initiate a hard credit inquiry by requesting your complete credit report from one or more consumer reporting agencies.

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